Tinjauan atas prosedur pemberian kredit mikro utama pada Bank Jabar Banten Kantor Cabang Pembantu Antapani Bandung

The role of banks as financial institutions can not be separated from lending activities. The amount of loans outstanding to determine the bank's profit. Thus, credit management should be done as well as possible, ranging from planning the amount of credit, the determination of interest rates, lending procedures, analysis of credit until the credit refund. Lending success is inseparable from the management of loans granted by banks to borrowers. Therefore, the bank must provide procedures such as obtaining loans, filling out some forms, interviews, approval for the proposed loan by the debtor until the funds can be disbursed.The aim of this study was to determine the main micro lending procedures at Bank Jabar Banten, Bandung and for KCP Antapani know the constraints in the main micro lending procedures.The method used by the author in the final project report is to use the method daskriptif. While data collection techniques that the author is using library research techniques and field studies in the form of observations and interviews.Result of the research is the importance of the implementation of the grant procedure on development Micro Credit Home Micro Small Medium Enterprises sector of society / prospective borrowers. The study was done to help these constraints faced by banks in major micro-credit granting procedures at Bank Jabar Banten (BJB) KCP Antapani Bandung.