Analisis Loan To Deposit Ratio (LDR) Dan Fee Based Income Pengaruhnya Terhadap Profitabilitas Pada PT. Bank OCBC NISP Tbk

Penelitian ini dilakukan pada PT Bank OCBC NISP Tbk. Tujuan penelitian ini yaitu untuk mengetahui Loan to Deposit Ratio dan Fee Based Income serta Profitabilitas (ROA), serta besarnya pengaruh Loan to Deposit Ratio dan Fee Based Income terhadap Profitabilitas (ROA).br /

Penelitian ini menggunakan metode deskriptif verifikatif dan metode analisisi statistik. Untuk mengetahui Loan to Deposit Ratio dan Fee Based Income serta Profitabilitas (ROA) menggunakan teknik sampling purposive yaitu data dari laporan perhitungan neraca dan laba rugi PT Bank OCBC NISP Tbk. Kemudian Loan to Deposit Ratio dan Fee Based Income Profitabilitas (ROA) dianalisis dengan pendekatan kuantitatif yaitu regresi linier berganda untuk mengetahui pengaruhnya baik secara simultan maupun secara parsial.br /

Berdasarkan hasil analisis statistik deskriptif diketahui Loan to Deposit Ratio dan Fee Based Income tidak berpengaruh signifikan terhadap Profitabilitas (ROA). Namun secara simultan Loan to Deposit Ratio dan Fee Based Income memiliki hubungan yang kuat dengan profitabilitas.

The Research held in PT Bank OCBC NISP Tbk. The aim of the research is to know the Loan to Deposit Ratio, Fee Based Income and Profitability (ROA) and how large the influence of Loan to Deposit Ratio, Fee Based Income towards Profitability (ROA).br /

This research uses descriptive analytical method verifikatif and statistical methods. To determine the Loan to Deposit Ratio, Fee Based Income and Profitability (ROA) using purposive sampling technique in that the data from the report the calculation at the PT Bank OCBC NISP Tbk. balance sheet and income statement. Then the Loan to Deposit Ratio, Fee Based Income and Profitability (ROA) were analyzed with quantitative approach the multiple linear regression to determine the influence either simultaneously or partially.br /

Based on the results of descriptive statistical analysis known to the Loan to Deposit Ratio, Fee Based Income no significant effect on Profitability (ROA). But simultaneously the Loan to Deposit Ratio, Fee Based Income have a strong relationship on profitability.