PENGARUH KREDIT BERMASALAH TERHADAP PENDAPATAN BUNGA PADA BANK BUMN (PERSERO)

Credit is network of prime activity of bank, where giving of credit is

activity support of banking. If seen balance sheet of bank, will seen that side of

bank assets will predominate by level of the amount of credit. While at income

statement will seen that side of earnings will predominate by level of interest

income. When bank channel credit is often faced on the risk, one of the risks

which faced is risk of do not pay for of given credit or often referred as default

The purpose of this research is to know about the influence of non

performing loan to the interest income at government of bank. This research uses

descriptive quantitative analysis and verifications which include linier regression

analysis, correlation pearson analysis, determination coefficient, hypothesis test

and uses SPSS 12.00 For Windows aid program.

The result of this research proofing that non performing loan has

significant influence on interest income equal to 78.8% and 21.7% is influencing

by other factor. The influence of non performing loan on interest income at

Government Bank is strong and the same direction.

Keywords : non performing loan, interest income