PENGARUH MODAL KOPERASI TERHADAP PEMBERIAN PENGARUH MODAL KOPERASI TERHADAP PEMBERIAN PINJAMAN KEPADA ANGGOTA KOPERASI PEGAWAI PT. TELKOM (KOPEGTEL) KANTOR DIVRE III BANDUNG

Owned capital possessed by employee cooperation at PT. Telkom’s

DIVRE III office Bandung is still lower than capital coming from the

cooperation’s extern. This condition will certainly reduce income as it has

burden to repay its debt.

The purpose of this study is to know the growth of the cooperation capital,

the growth of the cooperation member credit, and to know how large the

influence of capital on giving credit to the PT. Telkom employee cooperation’s

member at DIVRE III office Bandung.

In this study, type of method used was using is descriptive method and

quantitative method. Descriptive method was used to know the growth of capital

cooperation and giving credit to employee from 2002 until 2006. Quantitative

method was used to know how large the influence of capital to giving credit.

Gathering technical research was to do that is library research, field research to

consist of interview and observation

Hypothesis test the value of tcount was obtained larger than ttable meaning

that capital cooperation to credit has very strong influence or one direction

relation with each other between X and Y variable. This capital cooperation to

credit has influence value 91% (CD = 91%)

Key word : Capital Cooperative And Employee Credit